By Aluko Adeyemi

OPay took centre stage as the headline sponsor of the inaugural BusinessDay Fintech Summit 2026, held on April 22 at the Oriental Hotel, Lagos, where industry leaders gathered to chart the future of Africa’s digital finance ecosystem.

The summit, themed “The Next Financial Frontier: Intelligence, Infrastructure & Inclusion in Africa’s Digital Money Economy,” brought together key stakeholders across banking, technology, and policy to explore how fintech can drive sustainable growth across the continent.

Delivering a keynote address that set the tone for the event, OPay’s Chief Operating Officer/Chief Technology Officer, Dotun Daniel Adekunle, challenged conventional thinking within the industry. His presentation, titled “Payments are solved. The next frontier is different,” argued that fintech must evolve beyond facilitating transactions to building intelligent systems that create real impact in users’ lives.

“Payments are no longer the problem we need to solve,” Adekunle said. “The real opportunity now is building intelligent systems that understand users, support better decisions, and improve financial outcomes.”

He noted that while access to digital payments has expanded significantly across Africa, the next phase of growth lies in leveraging data, artificial intelligence, and robust infrastructure to deliver deeper financial inclusion and long-term value. According to him, fintech companies must shift their focus from transaction volumes to measurable outcomes such as financial health, user empowerment, and economic resilience.

Further reinforcing OPay’s thought leadership at the summit, Ibukun Humphrey Oluwagbenga, Head of IT Business Support and Operations, participated in a high-level panel discussion on “Intelligent Finance: How AI, Data and Automation are Rewriting Financial Services.”

During the session, he highlighted how OPay is deploying advanced technologies — including data analytics, automation, and artificial intelligence — to enhance customer experience, strengthen fraud prevention systems, and provide more personalised financial solutions for both individuals and businesses.

Industry observers noted that OPay’s strong presence at the summit reflects its growing influence in shaping Africa’s fintech landscape. Since its establishment in 2018, the company has rapidly expanded its footprint, offering a wide range of services such as money transfers, bill payments, merchant solutions, and digital banking tools.

Licensed by the Central Bank of Nigeria and insured by the Nigeria Deposit Insurance Corporation, OPay has built a reputation for reliability, speed, and security — key factors driving trust among millions of users.

Analysts say the company’s emphasis on intelligence, infrastructure, and inclusion aligns with broader trends shaping the future of finance in Africa, where digital innovation is increasingly seen as a catalyst for economic transformation.

As conversations at the summit highlighted, the future of fintech on the continent will not just be defined by access to payments, but by the ability of platforms like OPay to deliver smarter, more inclusive, and impactful financial solutions.

With its continued investment in technology and user-centric innovation, OPay appears poised to remain at the forefront of Africa’s evolving digital money economy.

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